Print unlimited checks. Pay once.
Unlimited check printing for Windows with your logo, signature, and font. Full check register is built-in, and you pay once with no monthly fees.
Password protected and encrypted on your PC
Windows only Windows 10 or 11 (64-bit). Internet is needed to download and activate once.
Everything you get
Everything you get for $50
Print every check you need
- Unlimited check printingPrint as many checks as you write. No print credits, no per-check fee.
- MICR on blank stockPrint the bank line in the standard E-13B font on blank check stock. A regular printer works fine. Most banks accept these. How MICR printing works
- Blank MICR checksPrint checks with the MICR line and leave the rest blank to fill in by hand.
- Your logo, signature and fontsAdd your logo and signature, pick the fonts, or load your own font. Drag anything on the preview to place it.
Keep every business in one place
- Unlimited businesses and bank accountsEach one has its own name, address and bank info, and they all print from one license.
- A full check registerEvery check you print is recorded. Reprint, void, export to a spreadsheet, and back up or restore the file.
- History that staysChecks are never deleted one by one. A mistake gets voided, and the record stays in the register.
- ReportsSpending by payee, category or month, as a CSV or on paper.
Pay the bills faster
- Import and batch printBring in checks from a CSV file, a QuickBooks Desktop IIF file or a Quicken QIF file, fix any rows it flags, then print the whole batch.
- Recurring and duplicate checksSet up the rent or the monthly vendor once. Copy any check in one click.
- Positive Pay exportExport the issued-checks file your bank's Positive Pay upload asks for.
Private and protected
- Password protected and encryptedYour checks, payees and bank details are encrypted on your PC with AES-256. Lock the app with your PIN, and keep a recovery key for a new computer.
- PIN lock and activity logThe app asks for your PIN when it opens and after it sits idle. The log records prints, voids, imports, exports and account changes.
- Works offlineNo internet connection needed after one-time activation. Your checks, payees and register stay on your PC.
We can mail it for you
Buy it once
- Pay once, no subscription$50 for your first computer, $25 for each extra in the same order. No monthly fee.
- Free updatesNew versions are included at no extra cost.
Card, Apple Pay, Google Pay
Try the free trial first. Checks print with a VOID watermark until you activate.
Customize every check
Watch a custom check get made
A real recording of the app. Add a logo, wording, fonts and a signature, write a check to John Doe, fill in the stub, print it, and find it in the register.
Your logo
Upload a PNG or JPG, drag it into place and set its size.
Drag to move
Drag any part of the check on the preview to move it, like the bank name here.
Your wording
Add lines anywhere, like a tagline, in any font, size and color. Rename labels, like Memo to For.
Your fonts
Pick from 12 fonts, one for the filled-in text and one for your business info and stub. Or add your own font file.
Your signature
Upload an image of your signature and it prints on every check. Optional.
Write the check
Type the payee and amount and the words fill in. The address prints where a window envelope shows it.
Attached stub
Repeats the date, payee, memo and amount, plus your own line items, like hours, invoices or materials.
Print
Print from your browser’s print window, then confirm it printed. The MICR line prints on blank check stock. A regular printer works fine. Most banks accept these.
Register
Every printed check goes in your register, with search, reports and CSV export.
The free trial adds a VOID watermark. Paid copies print clean. Print a free test page first to check alignment.
Works with the checks you already buy
Pick one of six built-in formats. Print on pre-printed checks or on blank check stock.
- Business voucher, check on top7200 style, the QuickBooks and Quicken default
- Business voucher, check in middleStub, check, stub
- Business voucher, check on bottomTwo stubs, then the check
- Business standard, 3 per pageThree full-size checks, no stubs
- Personal wallet, 3 per page with side stubs6 in checks with a stub on the left
- Personal wallet, 3 per page, no stubs6 in checks with tear-off edges
- Or set up a custom layout with your own check size and position.
- Pre-printed or blank check stock.
Format names describe layouts only. QuickBooks and Quicken are trademarks of their respective owners. OwnChecks is not affiliated with or endorsed by them.
Card, Apple Pay, Google Pay
How it works
How it works in 3 steps
Install the trial
Put it on a Windows PC and print a free test page to check alignment. Trial checks show a VOID watermark until you activate a license.
Set up the check
Add accounts and payees, then your logo and signature. Choose blank stock or a preset for pre-printed stock, and line the fields up.
Pay once and print
Buy the license. The confirmation page shows the key, and we email it. The key activates on the computers that order paid for. Print the check, and keep the register on the computer.
Screens from the OwnChecks app with sample data and placeholder bank numbers.
Card, Apple Pay, Google Pay
Try the free trial first. Checks print with a VOID watermark until you activate.
Customers on camera
Hear it from the people who print with it
Featured review
“OwnChecks saves us a couple hundred bucks a month.”
Chad, runs a construction company
Chad is comparing OwnChecks with the monthly check software his company paid for before. Your savings depend on what you pay now.
Read transcript
Hey guys, it's Chad here. I run a construction company and I use OwnChecks almost every day. Before we were paying for check software every month, and with how many checks we write, I mean, OwnChecks saves us a couple hundred bucks a month. It was a one-time purchase, and it prints right on our regular printer. It works offline, no internet connection's even needed for it. So, I set up our business name, logo, and bank account, and now I just type the payee and amount, and it tracks everything we do. It's the easiest way that I found to print checks.
“Fifty bucks, one time, no monthly fee, no paying per check.”
OwnChecks customer
This customer was paid for sharing this review.
Read transcript
You know what the bank charges for a box of checks? I about fell out of my chair. I'm not paying another monthly subscription either. So, I found OwnChecks. Fifty bucks, one time, no monthly fee, no paying per check. So, I picked up the blank check paper at the office supply store, typed in who I'm paying, and out it comes. Looks great. And my checks and payees stay right here on my computer. Nothing goes up on the internet. You can try it free first, it just prints void until you buy it. Check with your bank and then you're set. Check it out at ownchecks.com.
“We're able to use different bank accounts for each one of our clients”
Jim, property manager in Colorado
Read transcript
Hey, my name's Jim, and I've been using OwnChecks now for about two months. We're a property management company here in Colorado, and we use the software to print out tons of checks, usually anywhere from ten to fifty checks a day between all the rentals and stuff that we manage here around town. So far the system's been really good. It prints checks. We're able to use different bank accounts for each one of our clients to print those, and it keeps things pretty smooth and flawless. We're looking forward to their check mailing feature that's gonna come out here soon. They've been asking me some questions on that, seeing what we'd like to personally implement. So far, really happy with OwnChecks. Highly recommend it.
“I was tired of paying for a monthly check subscription.”
Adrianne, small business owner
Read transcript
I'm Adrianne, and I run a small business. I was tired of paying for a monthly check subscription. OwnChecks was $50 once, set up in minutes, and prints checks on my regular printer. I definitely recommend it.
Verified OwnChecks users
Who it's for
People who print their own checks
Small businesses
Print vendor checks on the Windows PC you already use. One payment, and no print credits.
Bookkeepers
Keep the register on the computer you print from. There is no cloud account and no multi-client portal.
Landlords
Pay for repairs and vendors from your own PC. This does not collect rent, and it does not move money.
Nonprofits
Pay once for the software. There is no subscription and no print-credit balance to refill.
Card, Apple Pay, Google Pay
Try the free trial first. Checks print with a VOID watermark until you activate.
Compare
How OwnChecks compares
Five check printing tools side by side, on the points we could check on each company's own page.
| Feature |  OwnChecks | Checkeeper | VersaCheck X1 Gold 2026 | ezCheckPrinting | OnlineCheckWriter |
|---|---|---|---|---|---|
| Price | $50 once ($25 per extra computer in the same order) | $14.99 a month | $129.99 bundle with 1 year of VersaCheck ONLINE Gold and 165 print credits | $59 once for this version ($169 with QuickBooks or Quicken integration) | $0 a month plus $1 per printed check ($30 minimum first recharge) |
| 3-year cost, 1 computer | $50 | $539.64 | $129.99 plus print codes after the included credits (from $29.99 per 100 prints) | $59, if you stay on this version | About $720 at 20 printed checks a month |
| Pay again to keep printing or to get new versions? | No. One payment, and free updates | Yes, $14.99 every month | Yes, print codes after the 165 included credits (from $29.99 per 100 prints) | Only for new versions. Version 9 keeps working and its updates are free; a new major version needs a new license | Yes, $1 per printed check |
| Platform | Windows 10 or 11 desktop app | Web app (cloud) | Windows | Windows (a Mac version is sold on the App Store) | Web app (cloud) |
| Offline use and where data lives | Works offline, no internet connection needed (after one-time activation) | Stored in Checkeeper's cloud | On your PC. Internet needed to validate your bank account and for updates | On your PC | Stored in its cloud |
| Businesses and bank accounts | Unlimited businesses and bank accounts, each with its own name, address and bank info, on one license | Multiple bank accounts | Unlimited checking accounts | Unlimited accounts and companies | 3 bank accounts on the base plan |
| Imports at the listed price | Included: CSV, QuickBooks Desktop IIF and Quicken QIF files, then batch print | CSV or Excel import; connects to QuickBooks Online, Xero and FreshBooks | QIF, XML and CSV import | CSV import; QuickBooks and Quicken integration is the $169 edition | Accounting integrations |
| Positive Pay file | Issued-checks CSV export included | Not stated on its pricing or features page | Yes, listed as built in | Not stated on its features and pricing page | $199.99 per bank account |
| MICR on blank stock | Yes. A regular printer works fine. Most banks accept these. | Yes, on blank paper | Yes, using print credits; VersaCheck recommends its MICR toner or ink | Yes | Yes, $1 per printed check |
| Print-and-mail service | Yes, Mail-a-check: we print and mail your check for $5 per check | Yes, $1.50 per check, on top of the monthly plan | Not stated on its product page | Not stated on its features and pricing page | Yes, $1.25 per mailed check |
Prices checked Oct 28, 2026. Sources: Checkeeper pricing, features · VersaCheck X1 Gold 2026 product page · ezCheckPrinting features and pricing · OnlineCheckWriter pricing. “Not stated” means the page did not show it, not that the product lacks it. Prices change; check each site before you buy. VersaCheck, Checksoft, ezCheckPrinting, Checkeeper, CheckBuilderPro, ChequeSystem, OnlineCheckWriter, Zil Money, PrintBoss, and other product names are trademarks of their respective owners. OwnChecks is not affiliated with or endorsed by them. Full comparison.
Cost
$50 once, against a yearly subscription
$50 once for one PC vs about $180/yr for Checkeeper ($179.88 a year). No print credits. No subscription. It needs the internet only to download it, to activate your key once, and for optional Mail-a-check. Your bank details stay on your PC unless you choose to have a check mailed. $50 for your first computer. Add more in the same order for $25 each, up to 10 per buyer (per purchase email).
1 year
3 years
5 years
Each Checkeeper bar is that many times the listed year price of $179.88. OwnChecks stays $50 once for one PC. This is arithmetic on the listed price, not a forecast. Checkeeper price checked Oct 28, 2026. Checkeeper pricing.
The lowest price we found for a one-time license with free updates. Office Depot lists Checksoft Personal Deluxe at $49.99 (checked Oct 28, 2026), about the same shelf price; its policy for future versions is not stated. See the comparison.
Full price comparison · Best check printing software · Checkeeper alternative
Card, Apple Pay, Google Pay
Try the free trial first. Checks print with a VOID watermark until you activate.
Pricing
One price. One computer to start.
OwnChecks
$50once
No subscription. Free updates.
- +$25 each extra computer, in the same order
- $5 per check Mail-a-check: we print and mail it by USPS First-Class
- Print unlimited checks. No per-check fees or print credits.
- Unlimited businesses and bank accounts
- Free updates
- Works offline after a one-time activation
- License key emailed after payment
- Support by email or phone
Secure checkout by Stripe
Pay with Card, Apple Pay, Google Pay:
Card, Apple Pay, Google Pay
The free trial prints checks with a VOID watermark until you activate. Up to 10 computers per buyer.
What you need: a Windows 10 or 11 (64-bit) PC, a regular printer (laser or inkjet), and blank check stock. A regular printer works fine. Most banks accept these.
Print a free test page to check alignment. A test page does not prove bank acceptance, so confirm with your bank before you rely on blank-stock printing. OwnChecks is not affiliated with any bank, and it does not move money.
Questions
Does OwnChecks run on a Mac?
No. It is a Windows desktop app. Mac and Linux are not supported. Windows 10 or 11 (64-bit). Internet is needed to download and activate once.
Where does my check data live?
Your checks, payees and register stay on your PC. Nothing is uploaded unless you choose optional Mail-a-check, which sends that one check's print file securely to OwnChecks for printing and mailing. Your logo and signature stay there too. There is no cloud service and no account to create. You can back up the register and restore it on that computer.
Can I import checks from QuickBooks, Quicken or a spreadsheet?
Yes. OwnChecks imports checks from a CSV file (save your Excel sheet as CSV), a QuickBooks Desktop IIF file or a Quicken QIF file, shows you any rows it could not read, then prints the batch. QuickBooks Online users can export a CSV. It is an import, not a live sync: nothing is sent back to your accounting program.
Does it make a Positive Pay file for my bank?
Yes. It exports an issued-checks CSV with the columns your bank asks for, which you upload to your bank's Positive Pay site yourself. OwnChecks does not connect to the bank.
Does it need the internet?
It needs the internet only to download it, to activate your key once, and for optional Mail-a-check. Your bank details stay on your PC unless you choose to have a check mailed.
Is there a monthly fee or a print credit?
No. $50 for your first computer. Add more in the same order for $25 each, up to 10 per buyer (per purchase email). There is no subscription and no print credits. Updates are free. There is no cloud account holding your bank details.
What do I need to print on blank check stock?
Blank check stock and a regular printer, laser or inkjet. A regular printer works fine. Most banks accept these. You can also print on preset pre-printed check stock. You can fine-tune field positions, and an alignment wizard is included.
Will my bank accept a check I print?
That is your bank's decision. Print a free test page to check alignment, then confirm acceptance with your bank before you rely on blank-stock checks. A test page is not proof that a bank will accept the check. The software is not affiliated with any bank. A regular printer works fine. Most banks accept these. Use the software only on accounts you own or are authorized to sign on.
Card, Apple Pay, Google Pay
Try the free trial first. Checks print with a VOID watermark until you activate.
Print a test page, then pay once.
Windows only. It needs the internet only to download it, to activate your key once, and for optional Mail-a-check. Your bank details stay on your PC unless you choose to have a check mailed. Free updates.
Secure checkout by Stripe
Pay with Card, Apple Pay, Google Pay:
- Unlimited businesses and bank accounts
- One-time payment, no subscription
- Free updates
- Password protected and encrypted on your PC
- Works offline, no internet connection needed (after one-time activation)
Try the free trial first. Checks print with a VOID watermark until you activate.